> ## Documentation Index
> Fetch the complete documentation index at: https://docs.whop.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Refunds

> Learn how to refund your customers on Whop

Process refunds instantly, set up automatic refunds, and manage your account balance on Whop.

## How to process a refund

There are three ways to refund a customer: through their **profile** (quickest method), **Payments**, or the **Resolution Center**.

<Tabs>
  <Tab title="Customer's profile">
    1. Go to your **Dashboard**
    2. Use the search bar at the top right to find the customer
    3. Select their profile
    4. Scroll down to **Payments** and select **Refund** next to the specific payment
    5. Choose your refund amount:
       * Select **Refund** for the full amount
       * Check **Partial refund** and enter the amount you want to refund
  </Tab>

  <Tab title="Payments">
    Great if you want to see all your transactions:

    1. Go to **Dashboard** > **Payments**
    2. Find the payment you want to refund
    3. Select the 3 dots (⋮) next to the customer
    4. Select **Refund** from the dropdown
    5. Choose your refund amount:
       * Select **Refund** for the full amount
       * Check **Partial refund** and enter the amount you want to refund
  </Tab>

  <Tab title="Resolution Center">
    1. Go to **Dashboard** > **Resolution Center**
    2. Select the case you want to resolve
    3. Select **Accept** to process the refund
  </Tab>
</Tabs>

<Tip>
  Whop processes refunds immediately, and you'll see the refund appear on the
  customer's profile right away.
</Tip>

## Set up automatic refunds to save time

If you want to automatically handle smaller refund requests, you can set up automatic refunds for amounts under a certain threshold.

To set up automatic refunds:

1. Go to **Dashboard** > **Resolution Center**
2. Select **Auto respond**
3. Choose your automatic refund thresholds:
   * **Auto-refund card payments below**: Choose the maximum amount for automatic card refunds
   * **Auto-refund PayPal payments below**: Choose the maximum amount for automatic PayPal refunds
4. Add a custom message (optional) that customers will see when they receive an automatic refund
5. Select **Save**

<Info>
  Resolution Center cases for purchases made with financing options are always
  **automatically refunded.** This applies to Splitit, Sezzle, Klarna, Afterpay,
  and Zip Pay. Automatic refunds help protect your payments, keep your dispute
  rates low, and preserve your access to BNPL financing options. Whop handles
  these refunds automatically, so you don't need to act.
</Info>

<img src="https://mintcdn.com/whop/gkU9N_oxv5Gb4qnv/images/autorefundsetup.png?fit=max&auto=format&n=gkU9N_oxv5Gb4qnv&q=85&s=d115686b01deeffb2b4170913db2c473" alt="Auto refunds" title="Auto refunds" className="mx-auto" style={{ width: "46%" }} width="570" height="791" data-path="images/autorefundsetup.png" />

## What to do if you don't have sufficient funds

If your Whop account doesn't have sufficient funds for a refund, you'll need to add money to your account first.

### Top up your balance

To add funds to your account:

1. Go to **Dashboard** > **Balances**
2. Select **Top up +**
3. Enter the amount you want to add
4. Choose to pay from your personal balance or select another payment method
5. Select **Pay**

<Tip>
  Always keep some money in your account so you can process refunds when needed.
  This keeps customers happy and makes your business look professional.
</Tip>

### Set up minimum balance retention

If you use **Automatic withdrawals**, you can automatically keep money in your account for refunds:

1. Go to **Dashboard** > **Balances**
2. Select **Automatic withdrawals**
3. Choose your withdrawal schedule (**Daily**, **Weekly**, or **Monthly**) and select **Continue**
4. Enter the minimum amount you want to keep in your account and select **Continue**
   * Consider keeping enough to cover at least two refunds at your typical price
5. Select **Confirm**

To edit an existing minimum amount, select the 3 dots at the top right of your **Payouts** page. Select **Automatic withdrawals**, and then select **Edit automatic withdrawal settings**.

<Tip>
  If you only use manual withdrawals, you can't choose a minimum balance to retain
  — you'll need to manage your balance manually.
</Tip>

## Frequently asked questions

<AccordionGroup>
  <Accordion title="How do fees work with refunds?">
    When you refund someone, you pay back the full amount they originally paid, even though fees reduced the amount you received.

    For example: If a customer paid \$100, you'll refund the full \$100 even though you only received around \$97 after Whop and processing fees.

    This applies to both full and partial refunds. There are no additional fees to process a refund.
  </Accordion>

  <Accordion title="How long does it take for customers to receive their refunds?">
    It depends on the customer's bank or payment method. Customers can typically expect to see refunds in their account within 3–7 business days after Whop processes them.
  </Accordion>
</AccordionGroup>
